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Journal of Big Data

Table 7 Comparison of performance improvements between the two-stage model proposed by this study and the hybrid two-phase model proposed by other study [38]

From: Two-stage credit scoring using Bayesian approach

 

Baseline Model

Proposed Model

Performance Improvement

This study

56.91%

59.52%

2.61%p

Other study

80.30%

80.89%

0.59%p

  1. Average AUROC values are presented for the baseline and proposed two-stage models
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