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Table 4 Correlation coefficients among the derivative variables

From: Two-stage credit scoring using Bayesian approach

Variable

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

Derivative variable from the registration category (1)

1.00

       

Derivative variable from the authentication category (2)

0.14

1.00

      

Derivative variable from the transaction category (3)

0.16

0.19

1.00

     

Derivative variable from the account activity category (4)

0.26

0.13

0.27

1.00

    

Derivative variable from the debit card category (5)

− 0.03

0.06

− 0.04

− 0.05

1.00

   

Derivative variable from the recommendation category (6)

0.30

0.33

0.19

0.33

− 0.10

1.00

  

Derivative variable from the OCR category (7)

0.01

0.01

− 0.05

0.01

− 0.10

0.06

1.00

 

Derivative variable from the setting category (8)

0.06

− 0.07

0.07

0.15

− 0.11

0.07

0.00

1.00